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Men who smoked 20 cigs a daygenerally a packhad more than double the chances of heart disease than nonsmokers

Advertisement Article continues below this ad The idea is, if you charge people who smoke more money, you shift some of the (insurance) costs onto them, said Abigail Friedman, first author of the Yale study and an assistant professor in the Department of Health Policy and Management

Black people die at significantly higher rates than White people of smoking-related illnesses including stroke, heart disease and lung cancer: They make up 12% of the population in the US, but people who are Black account for 41% of smoking-related premature deaths and 50% of the life-years lost associated with menthol tobacco product use between 1980 and 2018, one study found

But critics of big tobacco companies say they are responsible, too